Overview

A collection in Gravv is a mode of receiving payments into internal accounts. The collection process generates a payment link for card collections and payment instructions for Mobile Money and bank transfers.

Collection flow

The collection flow is as follows:

• create a customer to obtain a customer id
• initiate a Know Your Customer verification (KYC) process
• create an account to hold the funds
• make a collection request using one of the collection methods
• receive a payment instruction in response and display it to the customer
• customer completes the payment by following the instructions

Supported countries and currencies

Gravv supports collections across Africa. Businesses can receive payments in local currencies through cards, bank transfers, and Mobile Money. Gravv maps each payment method to the supported currency and ensures compliance with local regulations:

Country	Currency	Currency code
Algeria	Algerian Dinar	DZA
Angola	Kwanza	AOA
Botswana	Pula	BWP
Cameroon	Central African CFA Franc	XAF
Chad	Central African CFA Franc	XAF
Congo	Central African CFA Franc	XAF
Côte d’Ivoire	West African CFA Franc	XOF
Democratic Republic of the Congo	Congolese Franc	CDF
Ethiopia	Ethiopian Birr	ETB
Ghana	Cedi	GHS
Kenya	Shilling	KES
Madagascar	Ariary	MGA
Malawi	Kwacha	MWK
Morocco	Dirham	MAD
Mozambique	Mozambican Metical	MZN
Namibia	Namibian Dollar	NAD
Niger	West African CFA Franc	XOF
Nigeria	Naira	NGN
Republic of the Congo	Central African CFA Franc	XAF
Senegal	West African CFA Franc	XOF
Sierra Leone	Leone	SLE
Somalia	Shilling	SOS
South Africa	Rand	ZAR
Tunisia	Dinar	Dinar
Zambia	Zambia	ZMW

Collection methods

Gravv supports three payment methods for collections. When you initiate a collection, specify the payment method in source_type within the source object:

• Card

  Collect payments through credit and debit cards.

• Bank transfer

  Collect payments in local currency through direct bank transfers.

• Mobile Money

  Collect payments in local currency through Mobile Money accounts.